Collections Support
When accounts need attention, our team steps in with a process designed to protect your time, keep communication clear, and move each situation forward.
Rent-To-Own For Select Dealers
Tired of doing repos?
Let Simple RTO handle the headaches for you. We help select dealers take the stress out of rent-to-own by handling collections, repos, and the follow-through that keeps your team focused on selling and making customers happy.
24-60
Month terms plus 90 days no interest for customers.
Repos
Our team handles collections and repos for select dealers.
Growth
Floor planning options available for expanding inventory.
Why Dealers Choose Simple RTO
Keep selling. We handle the hard parts.
Simple RTO is built for shed dealers who want a straightforward rent-to-own partner without the daily drag of chasing payments, managing tough conversations, and figuring out what to do when a building needs to come back.
Repo Handling
We send our own team out for collections and repos, then bring the repo to a lot outside the area so your lot can stay focused on new sales.
Dealer Focused
Your team should be helping customers, showing inventory, and closing deals. Simple RTO keeps the back-end process from becoming your daily headache.
Competitive Terms
Simple options for you and your customer.
We keep rent-to-own easy to understand with 90 days no interest, flexible terms, and a customer-first mentality, so buyers have options and dealers have a cleaner path to more sales.
24 Months
A shorter path for customers who want ownership faster, starting at one payment down.
36 Months
A balanced option for customers who want manageable payments, starting at one payment down.
48 Months
More flexibility for customers looking for room in the monthly budget, starting at one payment down.
60 Months
Longer terms that help more buyers say yes to the building they need, starting at one payment down.
Floor Planning Available
Grow inventory without tying up cash.
Wanting to open another shed lot or grow your inventory without having to put cash out of pocket? Contact Simple RTO for information on floor planning options designed to help select dealers expand with less pressure on working capital.